Source publication: 27 October 2026
The survey published on 27 October reports tighter terms for new loans because of higher interest rates. Housing-loan approval criteria remained stable, while demand declined.
For the fourth quarter, surveyed banks expect moderately tighter lending criteria for households. This is a national expectation, not an observed outcome or a decision on an individual mortgage.
Primary sourceBanco de España · Encuesta de Préstamos Bancarios, tercer trimestre de 2026 ↗
Original CasaKey summary, automatically prepared and published from the linked source.
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